Digital Tipping: A Lifeline for Unbanked Service Workers

12 million South Africans remain unbanked.

As more of us tap to pay and carry no cash, informal and service workers (car guards, petrol attendants, caddies, hotel staff) are losing a vital form of income.

We’re working to change that.

We created a simple, secure digital tipping solution that lets anyone tip using their banking app - no cash or app download required. Each tippee receives a unique QR code and digital wallet, making it possible to receive, spend, or withdraw funds instantly.

We’ve seen tip income rise by up to 40%, car guards save for education, and entrepreneurs grow small businesses. We’re gathering real-time data to support performance insights, improve service delivery, and create long-term economic value.

Thank you to MyBroadband for shining a light on this issue and sharing the story of how tipped is working to solve it.

If you’d like to know more about this topic, here is the article link: https://lnkd.in/dkS7_YRX

-Kimlynn Temple-tipped Founder and CEO 2025